Distress inks don't have to be grungy. Spiced Marmalade, Dried Marigold, Broken China and Barn Door are some cheerful colours that can add a pop to Basic Grey's basics b/w patterned paper.
Sizzix dies used:
654904 Decorative Accent #4
Three of these behind the photo.
657104 Sizzlits Decorative Strip Die - Lace Scallop
Selectively cut the border strip from a piece of cardstock so that only the scallop edge is cut, leaving a wider space to partially mat the photo.